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Medicare Supplement

What is Medicare Supplement?

A Medicare Supplemental insurance plan (also called "Medigap") is private health insurance designed to supplement original Medicare. It helps pay some of the health care costs, or gaps, that original Medicare doesn't cover (such as co-insurance, co-payments, and deductibles).

Why buy Medicare Supplement?

Medicare Supplement insurance may also cover certain items that Medicare doesn't. For example, if you are in original Medicare and you have a Medicare Supplement plan, Medicare will pay its share of the Medicare approved amounts for covered health care costs. Then your Medicare Supplement pays its share. To learn more about Medicare Supplement, visit www.medicare.gov.

Final Expense

What is Final Expense?

Final Expense is a life insurance policy, also known as burial insurance, typically a low face amount term or whole life policy. With the high cost of funerals, Final Expense insurance can help ease the burden paying for many of the costs associated with funerals.

Why buy Final Expense?

Unlike the higher face amounts typical life insurance policies have, Final Expense is written with a much lower face value and is intended solely to take care of the costs of a person's final arrangements.